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(i) the partial or complete mobilisation in the balance in personal savings programs with the payment of instalments of credit agreements confirmed by a mortgage loan on the property intended for that participant's personal permanent home with the participant, and instalments of credit rating for the development or advancement of assets for possess everlasting residence, and transfers to housing co-operatives for everlasting housing alternatives, These are exempt with the minimum amount 5-year permanence necessity for mobilisation with no penalty, so long as they regard the assuming that they relate to quantities subscribed as many as 31 December 2022;
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